Getting on top of your finances is one of the most common new year's resolutions Australians make. But only 12% of us achieve our goal. Here's how to be one of them. More than one in two Australians (52%) plan to get on top of their finances each year, according to research from the Federal government's Moneysmart website # . Popular goals include creating or updating a budget (43%), investing more (37%) and paying off debt (33%). But only about one in eight (12%) stick to th

The assets that make up your estate may include property, bank accounts, investments and superannuation. How your estate will be distributed after your death will depend on who you nominate to be beneficiaries in your Will. That is, your estate minus your superannuation – unless you have specifically nominated your estate to be the beneficiary of your superannuation. In that case, your Will can determine how your estate will be split. But if you haven’t nominated a beneficiar

Living off the income from investments is a dream for many Australians. Along the way, passive income can help cover school fees, fund holidays or pay for life’s little luxuries. Whether you're just starting out or looking to diversify, here are three ways to invest for passive income, for different levels of risk appetite, investment experience and investment timeframes. 1. Dividend investing Investing in companies that pay dividends is one of the most popular ways to genera

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling way to help them achieve financial...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

A super balance of $1 million is often presented as the magic number for a comfortable retirement. But most experts say it depends on...

One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon...

Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine...

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for...

Watching your ageing or frail parents or loved ones struggle with some of life’s basic activities such as cooking, cleaning or caring for...

Two in five Australians say they are not on track to meet their long term financial goals, according to new research from Colonial First...

1.    You don't have time When you’re juggling your job with your personal and family life, it can be challenging to carve out time in...

Your financial health is key to the health of your wellbeing, relationships, work and home life. It’s important to have a regular checkup...

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are...

We don’t need insurance until we do. Protecting your wellbeing and your wallet “Do I really need this insurance?” It’s probably a...

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income...

Let's run through some things to keep in mind to decide what level and type of cover you need. Finding your insurance sweet spot It can...

In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or...

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive...

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules...