In Australia, we’re pretty big on borrowing money. According to figures published by Finder in 2024, Australia takes the number three spot, after Switzerland and the Netherlands in the top five countries with the highest levels of household debt. So, if you’re in debt, you’re certainly not alone in owing money. Mortgage debt is the number one contributor to household debt, followed by personal loans, credit cards and student loans. Quick stats – average Australian debt levels

Living off the income from investments is a dream for many Australians. Along the way, passive income can help cover school fees, fund holidays or pay for life’s little luxuries. Whether you're just starting out or looking to diversify, here are three ways to invest for passive income, for different levels of risk appetite, investment experience and investment timeframes. 1. Dividend investing Investing in companies that pay dividends is one of the most popular ways to genera

For many Australians, lifestyle choices are often seen as rewards for hard work. The big house. The new car. The overseas holidays. The...

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

Managing debt can often feel overwhelming but there are several strategies you can implement to make the process more manageable and even...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

A super balance of $1 million is often presented as the magic number for a comfortable retirement. But most experts say it depends on...

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for...

Managing your finances effectively can often feel overwhelming, so here’s a system that can help you take control and make your money...

Your financial health is key to the health of your wellbeing, relationships, work and home life. It’s important to have a regular checkup...

It’s lucky Aussie homeowners are a pretty resilient bunch. All the interest rate rises over the past couple of years have delivered a...

We don’t need insurance until we do. Protecting your wellbeing and your wallet “Do I really need this insurance?” It’s probably a...

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income...

Cyber criminals are targeting people based on personal details and preferences – and reeling them in with professional looking follow...

Let's run through some things to keep in mind to decide what level and type of cover you need. Finding your insurance sweet spot It can...

In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or...

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive...

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules...