What if you opted to give a present that could help shape the financial future for yourself or your loved ones? Before you make that transfer or sign over an asset, it’s important to consider the opportunities, risks and rules that come with financial gifts to ensure you avoid any unexpected surprises along the way. 1. Investing for family Imagine you make an initial investment of $1,000 in a long term, high return investment. Each year you add an additional $1,000. After 10

Estate planning is one of those tasks almost everyone means to get to, yet many only face it during a crisis. Families often describe the same moment. A parent dies, the surviving spouse and children open a cupboard or a laptop, and suddenly they are trying to reconstruct a life from scattered paperwork, half remembered details and password guesses. Grieving and guessing at the same time. We all want to protect the people we love, yet estate planning rarely feels urgent. Beha

Wills aren’t just for later in life and you should really have one when you start earning. As money and family matters can be complex, it...

Making a will is an important way to help ensure that your wishes are respected and your loved ones are taken care of if you pass away. A...

Some of us may help provide assistance to our ageing parents or other relatives in the future. That time may bring a range of emotional...