Getting on top of your finances is one of the most common new year's resolutions Australians make. But only 12% of us achieve our goal. Here's how to be one of them. More than one in two Australians (52%) plan to get on top of their finances each year, according to research from the Federal government's Moneysmart website # . Popular goals include creating or updating a budget (43%), investing more (37%) and paying off debt (33%). But only about one in eight (12%) stick to th

In Australia, we’re pretty big on borrowing money. According to figures published by Finder in 2024, Australia takes the number three spot, after Switzerland and the Netherlands in the top five countries with the highest levels of household debt. So, if you’re in debt, you’re certainly not alone in owing money. Mortgage debt is the number one contributor to household debt, followed by personal loans, credit cards and student loans. Quick stats – average Australian debt levels

Australians are living longer than ever before due to a combination of factors including improved healthcare, better living conditions and over all better quality of life. With this longevity comes the challenge of ensuring financial security throughout a longer retirement. Data from the Australian Bureau of Statistics (ABS) shows that life expectancy at birth is now 81.1 years for males and 85.1 years for females 1 . Despite the increases in these averages, many Australians

Super is money from your employer and your own savings you can use when you retire. As you earn an income it keeps growing a little at a time. But if you want to set yourself up for more choice for your life in retirement, there are two ways to help your super savings grow faster. Super booster #1: save more When you earn income, your super gets paid by your employer as a percentage of your salary. That’s something they are legally required to do and that’s why it’s called th

Living off the income from investments is a dream for many Australians. Along the way, passive income can help cover school fees, fund holidays or pay for life’s little luxuries. Whether you're just starting out or looking to diversify, here are three ways to invest for passive income, for different levels of risk appetite, investment experience and investment timeframes. 1. Dividend investing Investing in companies that pay dividends is one of the most popular ways to genera

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling way to help them achieve financial...

Sharemarkets continued to make headlines in the 2024-25 financial year but the best performers for investors seeking high returns...

For many Australians, lifestyle choices are often seen as rewards for hard work. The big house. The new car. The overseas holidays. The...

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

Managing debt can often feel overwhelming but there are several strategies you can implement to make the process more manageable and even...

A super balance of $1 million is often presented as the magic number for a comfortable retirement. But most experts say it depends on...

Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine...

Managing your finances effectively can often feel overwhelming, so here’s a system that can help you take control and make your money...

Many people have a good idea of what super is and how much of their money goes into it. But there are some gaps when it comes to the...

1.    You don't have time When you’re juggling your job with your personal and family life, it can be challenging to carve out time in...