Over one quarter of a million Australians will start their retirement in 2026. Many more are looking ahead to the time when they can swap their 9 to 5 roles for the freedom of retirement. Getting the planning right will be critical for helping people to enjoy the retirement that they deserve. One of the biggest fears for retirees is whether their savings will last 1 . Will they truly have enough to enjoy the retirement they’ve planned for? The typical response is to reduce sp

You've spent your entire adult life working and now it’s time to kick back and do more of the things that interest you – whether perfecting your golf handicap, travelling the world or spending time with the grandkids, retirement is a time for an entirely new lifestyle. 1. Set up a spending plan It takes 12 to 18 months for new spending patterns to become established, so take the time to consider how your expenses are likely to change in retirement. Some things such as electri

Australians are living longer than ever before due to a combination of factors including improved healthcare, better living conditions and over all better quality of life. With this longevity comes the challenge of ensuring financial security throughout a longer retirement. Data from the Australian Bureau of Statistics (ABS) shows that life expectancy at birth is now 81.1 years for males and 85.1 years for females 1 . Despite the increases in these averages, many Australians

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling way to help them achieve financial...

Sharemarkets continued to make headlines in the 2024-25 financial year but the best performers for investors seeking high returns...

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon...

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are...

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income...

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive...

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is...

Advice on how you can achieve financial freedom

Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply...