Australians are living longer than ever before due to a combination of factors including improved healthcare, better living conditions and over all better quality of life. With this longevity comes the challenge of ensuring financial security throughout a longer retirement. Data from the Australian Bureau of Statistics (ABS) shows that life expectancy at birth is now 81.1 years for males and 85.1 years for females 1 . Despite the increases in these averages, many Australians

Super is money from your employer and your own savings you can use when you retire. As you earn an income it keeps growing a little at a time. But if you want to set yourself up for more choice for your life in retirement, there are two ways to help your super savings grow faster. Super booster #1: save more When you earn income, your super gets paid by your employer as a percentage of your salary. That’s something they are legally required to do and that’s why it’s called th

Living off the income from investments is a dream for many Australians. Along the way, passive income can help cover school fees, fund holidays or pay for life’s little luxuries. Whether you're just starting out or looking to diversify, here are three ways to invest for passive income, for different levels of risk appetite, investment experience and investment timeframes. 1. Dividend investing Investing in companies that pay dividends is one of the most popular ways to genera

Supporting your adult children or grandchildren in purchasing their first property can be a fulfilling way to help them achieve financial...

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon...

Is it March already? It’s time to start nurturing your future self by doing this one thing to get your long-term finances in order. Nine...

Many people have a good idea of what super is and how much of their money goes into it. But there are some gaps when it comes to the...

Some of us may help provide assistance to our ageing parents or other relatives in the future. That time may bring a range of emotional...

1.    You don't have time When you’re juggling your job with your personal and family life, it can be challenging to carve out time in...

Your financial health is key to the health of your wellbeing, relationships, work and home life. It’s important to have a regular checkup...

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are...

Tax is often the last thing on our minds when we're planning for retirement but it's important to understand how your retirement income...

While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive...

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is...

Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply...