You've spent your entire adult life working and now it’s time to kick back and do more of the things that interest you – whether perfecting your golf handicap, travelling the world or spending time with the grandkids, retirement is a time for an entirely new lifestyle. 1. Set up a spending plan It takes 12 to 18 months for new spending patterns to become established, so take the time to consider how your expenses are likely to change in retirement. Some things such as electri

Australians are living longer than ever before due to a combination of factors including improved healthcare, better living conditions and over all better quality of life. With this longevity comes the challenge of ensuring financial security throughout a longer retirement. Data from the Australian Bureau of Statistics (ABS) shows that life expectancy at birth is now 81.1 years for males and 85.1 years for females 1 . Despite the increases in these averages, many Australians

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon...