Retirement isn’t a single moment. It’s a long, wonderful chapter – and the choices you make today help determine how confidently you’ll step into it. Whether you’re 10 years or more away, or rounding the final bend into retirement, your super will always benefit from some love. Here’s how to make the most of your contribution opportunities. 3–10 years from retirement – Building momentum These are your prime years for super growth. With time on your side, even small boosts now

Super will soon need to be paid into your super account within seven business days of your regular pay, making it easier to check and grow your savings. Summary Almost half of all working Australians don’t check their super balance¹. But with Payday Super around the corner, and the ATO returning $1.1 billion in unpaid super to individual super accounts in 2024-25, there’s never been a better time to log in². Most people notice when their pay goes into their bank account. And

Over one quarter of a million Australians will start their retirement in 2026. Many more are looking ahead to the time when they can swap their 9 to 5 roles for the freedom of retirement. Getting the planning right will be critical for helping people to enjoy the retirement that they deserve. One of the biggest fears for retirees is whether their savings will last 1 . Will they truly have enough to enjoy the retirement they’ve planned for? The typical response is to reduce sp

You've spent your entire adult life working and now it’s time to kick back and do more of the things that interest you – whether perfecting your golf handicap, travelling the world or spending time with the grandkids, retirement is a time for an entirely new lifestyle. 1. Set up a spending plan It takes 12 to 18 months for new spending patterns to become established, so take the time to consider how your expenses are likely to change in retirement. Some things such as electri

Australians are living longer than ever before due to a combination of factors including improved healthcare, better living conditions and over all better quality of life. With this longevity comes the challenge of ensuring financial security throughout a longer retirement. Data from the Australian Bureau of Statistics (ABS) shows that life expectancy at birth is now 81.1 years for males and 85.1 years for females 1 . Despite the increases in these averages, many Australians

It’s not unusual to be worried about running out of money when you stop working. A recent survey of Perpetual members found that 37 per...

#1: Set clear retirement goals The very first step in retirement planning is to define what you want your retirement to look like. When...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon...