End of Financial Year (EOFY) is a good time to show your super some love. EOFY often gets us thinking about money and your super deserves its moment too. You don’t need to do everything but a few small moves now could make a big difference over time. Your future self will thank you. A few EOFY super moves worth thinking about Add a little extra before 30 June (even small amounts can help over time). Choose the type of contribution that suits you. Check for potential extras, l

Payday Super means employers must pay super at the same frequency as they pay wages. The changes are being introduced to improve retirement outcomes and reduce unpaid super. Moving away from quarterly payments means more frequent compounding – and may also result in higher super payments on bonuses for some high income earners. From 1 July 2026, Payday Super changes will require employers to pay super at the same time as wages, rather than quarterly. For many Australians, thi

Super will soon need to be paid into your super account within seven business days of your regular pay, making it easier to check and grow your savings. Summary Almost half of all working Australians don’t check their super balance¹. But with Payday Super around the corner, and the ATO returning $1.1 billion in unpaid super to individual super accounts in 2024-25, there’s never been a better time to log in². Most people notice when their pay goes into their bank account. And

Downsizing the family home is often part of the longer term financial plans for many older Australians. But did you know that you could consider investing the proceeds of the sale of your family home to your super, depending on your age and circumstances, as a downsizer contribution? What is a downsizer contribution? Since 1 January 2023, if you’re aged 55 years or older you may be eligible to make a downsizer contribution of up to $300,000 to a complying super fund, from the

Getting on top of your finances is one of the most common new year's resolutions Australians make. But only 12% of us achieve our goal. Here's how to be one of them. More than one in two Australians (52%) plan to get on top of their finances each year, according to research from the Federal government's Moneysmart website # . Popular goals include creating or updating a budget (43%), investing more (37%) and paying off debt (33%). But only about one in eight (12%) stick to th

Super is money from your employer and your own savings you can use when you retire. As you earn an income it keeps growing a little at a time. But if you want to set yourself up for more choice for your life in retirement, there are two ways to help your super savings grow faster. Super booster #1: save more When you earn income, your super gets paid by your employer as a percentage of your salary. That’s something they are legally required to do and that’s why it’s called th

Sharemarkets continued to make headlines in the 2024-25 financial year but the best performers for investors seeking high returns...

We're all familiar with the concept of super. It's that portion of our salary that employers are required to contribute to a super fund...

Turning 30 is often accompanied by a degree of increased financial responsibility. It’s an important milestone that generally means you...

There are over seven million lost and Australian Taxation Office (ATO) super accounts with a total value of $17.8 billion* – a share of...

Generally, you can, but there may be other things to consider. When you access your super at retirement, depending on your age and...

A super balance of $1 million is often presented as the magic number for a comfortable retirement. But most experts say it depends on...

Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for...

Two in five Australians say they are not on track to meet their long term financial goals, according to new research from Colonial First...

Many people have a good idea of what super is and how much of their money goes into it. But there are some gaps when it comes to the...

Your financial health is key to the health of your wellbeing, relationships, work and home life. It’s important to have a regular checkup...

Planning for retirement is a daunting task and many Australian women lack confidence in financial decision making. Fortunately, there are...

Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is...

Advice on how you can achieve financial freedom